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HMO | Prepaid
HMO Prepaid
Prepaid care for lasting peace of mind

HMO Prepaid Insurance offers affordable and accessible healthcare coverage—it provides medical consultations, hospitalization benefits, preventive services, and emergency treatment for you and your family without the burden of high upfront costs.

Feel confident knowing your health needs are covered, giving you security and convenience every day.

Overview

Flexible care for every individual and family

HMO Prepaid Insurance is designed for Filipinos seeking budget-friendly healthcare solutions without the need for annual contracts or high premiums. With prepaid health cards, you can access medical services when needed, making it ideal for freelancers, students, families, or those without traditional employer-provided health plans.

Stay protected with prepaid healthcare solutions for your needs.
Get personalized HMO Prepaid Insurance today—with fast processing and reliable support you can count on.
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Frequently Asked Questions About HMO Prepaid Insurance

Got questions about HMO Prepaid Insurance? Find quick answers here.

It’s a prepaid health card that provides access to medical services such as consultations, emergency care, and limited hospitalization without requiring annual contracts.
Prepaid cards range from ₱300–₱1,200, depending on the benefits included.
Generally, pre-existing conditions are excluded. Coverage applies only to new illnesses or accidents.
Yes, prepaid cards are accepted at accredited hospitals and clinics across the Philippines.
Some prepaid cards include dental coverage, such as cleaning and extractions.
Yes, family packages are available, allowing dependents to share coverage.
Present your prepaid card at accredited facilities for cashless transactions. For services not covered, you may pay out-of-pocket.
Yes, prepaid cards can be purchased online through official websites or partner outlets.