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HMO | Individual/Family
HMO Individual Family
Peace of mind through family health protection

HMO Individual/Family Insurance goes beyond basic care—it provides access to medical consultations, hospitalization, preventive services, and emergency treatment for you and your loved ones.

Feel confident knowing your health and your family’s well‑being are safeguarded from unforeseen medical costs, giving you peace of mind every day.

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Overview

Comprehensive care for every family

Individual/Family Health Insurance is designed to provide peace of mind by ensuring access to quality healthcare without overwhelming costs. Whether for routine check-ups or emergency hospitalization, these plans offer flexible coverage tailored to both individuals and families.

Why HMO Individual/Family Insurance Matters
Affordable premiums starting at ₱1,500–₱3,000/month, depending on age, coverage, and dependents.
Access to nationwide accredited hospitals and clinics for cashless transactions.
Flexible plan options: individual, couple, or family packages.
Preventive care and wellness programs included to promote long-term health.
Quick online enrollment and digital health cards for convenience.
Emergency assistance and 24/7 customer support.
Let us help you keep you and your family fully protected.
Get personalized HMO Individual/Family Insurance today—with fast processing and reliable support you can count on.
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Why Choose Us?

Learn what makes Good Shepherd the trusted choice
Frequently Asked Questions About HMO Individual/Family Insurance

Got questions about HMO Individual/Family Insurance? Find quick answers here.

No, but it is highly recommended to supplement PhilHealth coverage and reduce out-of-pocket expenses.
It covers inpatient and outpatient care, emergency services, preventive check-ups, and optional dental benefits.
Premiums range from ₱1,500–₱3,000/month, depending on age, plan type, and number of dependents.
Yes, most providers offer family packages that cover spouse and dependents.
Generally, pre-existing conditions are excluded or subject to waiting periods.
Yes, accredited hospitals and clinics across the Philippines accept cashless transactions under these plans.
Yes, annual physical exams, vaccinations, and wellness programs are included in most plans.
For cashless transactions, simply present your health card at accredited facilities. For reimbursements, submit receipts and medical documents within the provider’s claim period.