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Keep your home safe, keep your worries away

Home Insurance protects more than just walls—it covers your property, belongings, and family against fire, theft, natural disasters, and unexpected accidents.

Feel secure knowing your home and everything in it are safeguarded from unforeseen costs and risks, giving you confidence every day.

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Get Quote Now

Overview

Smart protection for every household

Home Insurance is designed to safeguard your most valuable asset — your home — from unexpected disasters. It ensures that fire, natural calamities, or theft do not result in overwhelming financial burdens.

Cover Summary

Home Insurance protects homeowners against financial losses caused by fire and related perils.

Fire & Lightning Damage

Covers repair or replacement costs if your home or its contents are damaged by fire or lightning.

Natural Perils (Acts of Nature)

Optional coverage for typhoons, floods, earthquakes, volcanic eruptions, and other calamities.

Explosion & Smoke Damage

Protection against accidental explosions and smoke damage affecting the property.

Burglary & Theft (Optional Add-on)

Compensation for stolen household items or valuables due to break-ins.

Personal Liability

Covers legal liability for accidental bodily injury or property damage to third parties occurring within the insured premises.

Loss of Rent / Alternative Accommodation

Provides financial support if your home becomes uninhabitable due to fire or covered perils.

Contents Coverage

Protection for furniture, appliances, electronics, and personal belongings inside the home.

Exclusions

Does not cover wear and tear, intentional damage, war, or properties used for commercial/industrial purposes unless separately insured.

Why Home Insurance Matters

Affordable premiums starting at ₱1,000–₱3,000/year, depending on property value and coverage options.

Coverage available for houses, apartments, and condominiums.

Flexible add-ons for burglary, liability, and acts of nature.

Quick online application and instant policy issuance.

Accredited repair networks and cashless claims processing for faster recovery.

Peace of mind knowing your home and belongings are financially protected.

Let us help you keep your home fully protected.

Get personalized Home Insurance today—with fast processing and reliable support you can count on.

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Frequently Asked Questions About Home Insurance

Got questions about Home Insurance? Find quick answers here.

Is Fire Insurance mandatory?

No, it is optional, but highly recommended for homeowners and condo dwellers.

What does Home Insurance cover?

It covers fire, lightning, explosions, smoke damage, and optional perils like typhoons, floods, and earthquakes. Add-ons may include burglary, liability, and contents coverage.

How much does it cost?

Premiums start at around ₱1,000–₱3,000/year, depending on property type, value, and chosen add-ons.

Does it cover natural disasters?

Yes, if you add Acts of Nature coverage, you are protected against typhoons, floods, and earthquakes.

Can I insure my belongings?

Yes, contents coverage protects furniture, appliances, electronics, and personal items inside your home.

Does it cover temporary housing?

Yes, policies may include loss of rent or alternative accommodation benefits if your home becomes uninhabitable.

How do I file a claim?

Notify your insurer immediately, submit fire or incident reports, photos, and proof of ownership. Claims are typically processed within 7–15 business days.