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Confidence and protection for your condo

Condo Insurance goes beyond the walls—it safeguards your unit, belongings, and peace of mind against fire, theft, natural disasters, and unexpected accidents.

Feel confident knowing your condo and everything inside are covered from unforeseen costs and risks, giving you security every day.

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Overview

Strong coverage for modern condo living

Condo Insurance is designed to safeguard condominium unit owners from unexpected disasters and risks. It ensures that fire, natural calamities, or theft do not result in overwhelming financial burdens, while also protecting personal belongings and liability exposures.

Cover Summary

Condo Insurance protects unit owners against financial losses caused by fire, natural disasters, theft, and liability risks.

Fire & Lightning Damage

Covers repair or replacement costs if your condo unit or its contents are damaged by fire or lightning.

Acts of Nature (Optional Add-on)

Protection against typhoons, floods, earthquakes, volcanic eruptions, and other calamities.

Explosion & Smoke Damage

Covers accidental explosions and smoke damage affecting the unit.

Burglary & Theft

Compensation for stolen household items or valuables due to break-ins.

Contents Coverage

Protection for furniture, appliances, electronics, and personal belongings inside the condo unit.

Loss of Rent / Alternative Accommodation

Provides financial support if your unit becomes uninhabitable due to fire or covered perils.

Personal Liability

Covers accidental bodily injury or property damage to third parties occurring within the insured unit.

Common Area Liability (Optional)

Extends coverage to liabilities arising from shared condo facilities.

Exclusions

Does not cover wear and tear, intentional damage, war, or units used for commercial purposes unless separately insured.

Why Condo Insurance Matters

Affordable premiums starting at ₱1,000–₱3,000/year, depending on unit size and coverage options.

Coverage available for studio, one-bedroom, and multi-bedroom condo units.

Flexible add-ons for burglary, liability, and acts of nature.

Quick online application and instant policy issuance.

Accredited repair networks and cashless claims processing for faster recovery.

Peace of mind knowing your condo unit and belongings are financially protected.

Let us help you keep your condo unit fully protected.

Get personalized Condo Insurance today—with fast processing and reliable support you can count on.

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Frequently Asked Questions About Condo Insurance

Got questions about Condo Insurance? Find quick answers here.

Is Condo Insurance mandatory?

No, it is optional, but highly recommended for condo unit owners. Some condo associations may require it for compliance.

What does Condo Insurance cover?

It covers fire, lightning, explosions, smoke damage, and optional perils like typhoons, floods, and earthquakes. Add-ons may include burglary, liability, and contents coverage.

How much does it cost?

Premiums start at around ₱1,000–₱3,000/year, depending on unit type, value, and chosen add-ons.

Does it cover natural disasters?

Yes, if you add Acts of Nature coverage, you are protected against typhoons, floods, and earthquakes.

Can I insure my belongings?

Yes, contents coverage protects furniture, appliances, electronics, and personal items inside your condo unit.

Does it cover temporary housing?

Yes, policies may include loss of rent or alternative accommodation benefits if your unit becomes uninhabitable.

How do I file a claim?

Notify your insurer immediately, submit fire or incident reports, photos, and proof of ownership. Claims are typically processed within 7–15 business days.