Good Shepherd

HMO (Corporate) | Prepaid

HMO Corporate Prepaid

Accessible health solutions, resilient teams

HMO Prepaid Insurance safeguards your company by offering flexible, prepaid healthcare benefits for employees—ensuring immediate access to medical services without long‑term commitments.

Feel confident knowing your workforce is protected with dependable prepaid coverage, giving your company stability every day.

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Overview

Reinforce company benefits with secure coverage

HMO Prepaid Insurance is designed for corporations seeking flexible, low‑cost healthcare options for employees. With prepaid health cards, companies can provide immediate medical access without committing to annual premiums, making it ideal for SMEs, project‑based teams, or seasonal workers.

Cover Summary

HMO Prepaid Insurance in a corporate setting provides budget‑friendly healthcare solutions for employees, offering prepaid health cards or vouchers that give immediate access to medical services without long‑term contracts.

Outpatient Care

Consultations, diagnostics, minor procedures.

Emergency Care

Coverage for ER visits due to accidents or sudden illnesses.

Inpatient Benefits (Limited)

Hospital confinement, room and board, basic medical services.

Preventive Care

Annual physical exams, vaccinations, health screenings.

Dental Benefits (Optional)

Cleaning, extractions, basic dental procedures.

Accident Coverage

Lump‑sum benefits for accidental death or disablement.

Nationwide Accredited Clinics & Hospitals

Cashless transactions at partner facilities.

Exclusions

Pre‑existing conditions, cosmetic procedures, non‑medically necessary treatments.

Why HMO Prepaid Insurance Matters

Affordable prepaid healthcare for employees

Outpatient and emergency coverage

Optional inpatient and dental benefits

Preventive health programs

Nationwide accredited access

Flexible corporate soluutions

Keep your employees protected at all times

Secure HMO Prepaid Insurance today—with flexible prepaid plans, nationwide accredited access, and corporate‑grade support designed to keep your business strong.

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Frequently Asked Questions About HMO Prepaid Insurance

Got questions about HMO Prepaid Insurance? Find quick answers here.

What is HMO Prepaid Insurance in a corporate setting?

It is a prepaid health card program that allows companies to provide healthcare benefits to employees without long‑term contracts.

Who can use it?

Employees, dependents, or project‑based staff can access medical services using prepaid cards.

How much does it cost?

Prepaid cards typically range from ₱300–₱1,200, depending on coverage type.

Does it cover pre‑existing conditions?

Generally, pre‑existing conditions are excluded. Coverage applies only to new illnesses or accidents.

Can it be used nationwide?

Yes, prepaid cards are accepted at accredited hospitals and clinics across the Philippines.

Is it good for SMEs or project‑based teams?

Yes, it is ideal for companies with flexible workforce arrangements or seasonal employees.

How do employees use it?

Employees present their prepaid card at accredited facilities for cashless transactions