Pays up to the Sum insured in the event of death due to an accident. It provides protection to an insured person twenty-four (24) hours a day, on or out of the office throughout one (1) calendar year but not to exceed twelve (12) months.
Pays for death or permanent disablement sustained as a direct result of the insured being a victim of Unprovoked Murder or Assault. This benefit does not extend to cover Unprovoked Murder & Assault occurring in certain areas.
Pays for medical expenses for accidental bodily injury, providing financial assistance for necessary treatments.
Pays for the loss and damages incurred to the insured's declared house, residence, or contents due to fire and lightning. (See other details in the policy)
Pay for the funeral expenses incurred in the event of accidental death.
Pays for the daily allowance to the insured as a result of accident hospital confinement up to a maximum of 7 days provided that Pregnancy, Aids, self-inflicted injury or illness, suicide, alcoholism, drug abuse, pre-existing conditions, and Communicable Diseases are excluded from this program.
The Company will pay the insured for costs and expenses in excess of the lnsured's CTPL limit of liability which the insured may be obligated to pay for the bodily injury and damage to a property belonging to a third party as a result of negligence sustained during organized group rides.
When an injury does not result in the loss of life of the Insured within twelve calendar months after the accident but results in any of the following losses: Loss of two limbs